Browser-Based Core Banking

Sell, service and control every lending operation in one web app.

GxLMS gives lending institutions a modern browser workspace for Loan origination, Deposit operations, Hubtel collections, treasury, accounting, MCAG reporting, myCreditScore checks, Group lending, Routines, SMS and Support Access.

app.gxlms.com/dashboard
Web application

Branch dashboard

/dashboard
CashToday
LoansDue today
PARRisk watch
Recent repaymentPosted
Loan approvalPending
Teller sessionOpen
MCAG alertReady
One

browser web application for customers, loans, deposits, treasury, accounting, risk and compliance

Cloud

modern browser workspaces for branch, field, finance, risk, admin and platform teams

MCAG

quarterly, inspection, PAR, provisioning and regulatory workflows built into daily operations

Live

Hubtel, SMS, myCreditScore, Group lending, Routines and Support Access coverage

Product Workflows

See the day-to-day work your teams can run in GxLMS.

From branch dashboards to loan approvals, deposit accounts, mobile money, compliance returns and support access, the platform brings critical operations into one secure browser experience.

GxLMS secure cloud workspace
Daily operating command center

Branch dashboard

View workflow

Shows branch teams what matters today: cash collected, cash in hand, agent float, due loans, pending approvals and recent repayments.

Cash collectedIncluded
Cash in handIncluded
Loans due todayIncluded
Recent repaymentsReady
Branch cash positionReady
Pending work queueReady
GxLMS secure cloud workspace
Origination with controls

Loan application

View workflow

Credit teams select the customer, product, principal, term, rate, sector, frequency, guarantors and linked deposit account before sending work to approval.

Customer pickerIncluded
Product rulesIncluded
Approval queueIncluded
Application detailsReady
GuarantorsReady
Linked deposit accountReady
GxLMS secure cloud workspace
Savings and collateral operations

Deposit accounts

View workflow

Teams open and manage deposit accounts, transactions, liens, statements, transfers and mandatory savings from the same browser app.

SavingsIncluded
StatementsIncluded
LiensIncluded
Account balancesReady
Deposit and withdrawal historyReady
Collateral holdsReady
GxLMS secure cloud workspace
Hubtel-powered field operations

Agent MoMo withdrawals

View workflow

Agents and operations teams can send Hubtel withdrawal prompts and check payout status before a customer leaves.

Hubtel promptIncluded
Status checkIncluded
Wallet payoutIncluded
Customer wallet detailsReady
Tenant disbursement accountReady
Provider transaction statusReady
GxLMS secure cloud workspace
Regulatory output from live data

MCAG quarterly return

View workflow

Finance and compliance teams produce supervisory schedules for loans, deposits, income, capital, PAR and inspection readiness.

SchedulesIncluded
PARIncluded
Excel exportIncluded
Loans and advancesReady
Deposits and fundingReady
Income and capital schedulesReady
GxLMS secure cloud workspace
Consent-based guided support

Support Access

View workflow

Support can view a customer-approved browser session with a six-digit code, without silently entering the tenant environment.

6-digit codeIncluded
View-onlyIncluded
Masked dataIncluded
Disclosure before accessReady
Allow or deny consentReady
Escalate only with permissionReady
Built for Every Team

One lending platform for the people who keep your institution moving.

GxLMS brings credit, operations, finance and compliance teams into one connected workspace, helping every department work faster with clearer information.

Credit teamsOriginate applications, review approvals, disburse loans, collect repayments and monitor portfolio quality.
Operations teamsManage deposit accounts, teller activity, treasury movements, field collections, lodgements and mobile money workflows.
Finance teamsKeep accounts, trial balance, cash flow, financial statements, expenses, payables and management reports aligned.
Compliance teamsTrack PAR, overdue loans, write-offs, KYC checks, MCAG returns, inspection reports and regulatory submissions.

Compliance workspace

MCAG reports, PAR, provisioning and audit trails stay connected to live operational data.

Regulatory reports

MCAG quarterly return

Open reporting workflow
Loans and advances
Deposits and funding
Income and expenses
Capital schedules
PAR analysis
Inspection support
Quarterly returns
Inspection schedules
PAR aging
Provisioning support
Feature Coverage

A complete operating system for lending institutions.

Give each department the tools it needs while leadership keeps a complete view of performance, controls, risk and reporting.

Why Buyers Should Care

Replace scattered tools with a connected browser workspace.

GxLMS is positioned to help lenders increase operational speed while keeping control over cash, credit, staff permissions, reporting and customer communication.

Purpose-built for Ghanaian microfinance, micro-credit, lending and savings operations.
Gives management, credit, finance, treasury, branch and field teams one source of truth.
Replaces spreadsheet-heavy handoffs with browser pages that connect transactions to reports.
Supports growth with multi-tenant architecture, branch controls, roles and audit trails.
Includes local payment, communication, creditworthiness and support workflows.
Complete Feature Coverage

Every major lending operation covered in one platform.

GxLMS covers the work customers notice, the controls managers need, and the reports regulators expect.

Business module

Loans

Run the full credit lifecycle from products and applications to repayment, statements, rescheduling and restructuring.

Business module

Reports

Give managers, finance teams and regulators operational, credit, branch, agent and compliance reporting.

More Than You Pay For

One subscription. Four budgets folded into it.

Software licences, IT infrastructure, compliance tooling and a support contract are four costs most institutions pay separately. With GxLMS they are all inside one monthly subscription—and every new feature we ship lands in your system at no extra cost.

While you sleep, automated jobs accrue interest, apply penalties, send reminders, age your arrears and back up your data—a back office working every night, already paid for.

Included in your subscription — commonly billed separately elsewhere
All modules — no per-module licences
Cloud hosting, security & verified backups
SMS module with your own sender ID
MCAG & BoG returns generated from your ledger
Onboarding, data migration & staff training
Local WhatsApp / phone support & every update
Extra cost to you GH₵ 0
Go Live Faster

A practical path from trial to production.

Start with guided onboarding, configure products and users, migrate opening balances, train staff, then operate with local support close at hand.

1

Configure

Branches, roles, products, GL accounts, limits and MCAG mappings.

2

Migrate

Customers, loans, deposits, balances and operational setup.

3

Train

Credit, teller, finance, branch, agent, risk and admin teams.

4

Operate

Run collections, approvals, reporting, routines and Support Access.

Ready To Modernize Your Institution?

See how GxLMS can support your next stage of growth.

Start a trial, book a guided demo, or review the feature catalog to see how GxLMS can help your institution grow with stronger control.