One subscription. Four budgets folded into it.
Software, infrastructure, compliance and support — costs most institutions pay separately — are all inside one straightforward monthly subscription that scales to your institution. No tiers, no per-module pricing, no hidden fees.
Everything below. One plan.
Full access to all 18 modules—billed monthly and tailored to your portfolio size. If we build it, you have it. No add-ons to buy, ever.
- Loan management & repayments
- 31 loan restructuring options
- Deposit accounts & statements
- Group & solidarity lending
- Teller sessions & treasury
- Field agents, susu & USSD
- Mobile money in & out
- Risk, recovery & write-offs
- Full accounting & general ledger
- Automated MCAG & BoG returns
- Credit bureau export
- SMS notifications & reminders
- Expenses, budgets & payroll
- Dashboards & custom reports
- Multi-branch & unlimited roles
- Backups, updates & support
Costs you stop paying separately
Compare your subscription to what it would cost to assemble the same capability piece by piece.
Per-module software licences
IncludedCore banking, loans, deposits, accounting, payroll and reporting are usually sold as separate modules, each with its own licence. In GxLMS every module is in the one subscription.
SMS & messaging platform
IncludedDeposit alerts, repayment receipts, due-date and arrears reminders — with your own sender ID and editable wording — replace a separate bulk-SMS platform subscription.
Compliance tooling & staff-days
IncludedMCAG quarterly returns, BoG RF-1 to RF-7 and AML01 generate straight from your ledger, giving you back the days of staff time every quarter that manual returns consume.
Servers, backups & IT security
IncludedMicrosoft Azure cloud hosting, encrypted storage, scheduled verified backups and security updates are all managed for you — no server to buy, no IT contract to maintain.
Onboarding, migration & training
IncludedGuided setup, Excel-template data migration and hands-on staff training are part of getting you live — typically within two weeks — not a billable implementation project.
Support contract & every update
IncludedLocal WhatsApp, phone and email support, plus every new feature and improvement we ship, are included. Your subscription never goes up because the product got better.
What working for you around the clock looks like
to generate an MCAG quarterly return that manual preparation costs days of staff time — every single quarter
automated jobs run every night — interest accrual, penalties, reminders, delinquency aging, backups — a back office that never sleeps
extra for new features, updates, hosting, backups, training and support — the product keeps getting better at no added cost